While concerns about the housing market are common, owning a home can be a smart investment. Many people mistakenly believe that they need a large down payment like 20% to get started, or that they must undergo a hard credit check just to see how much home they can afford.

The truth is, you don’t need a hefty down payment to buy a home! Additionally, with our team, you can take advantage of a soft credit pull pre-approval, which has no impact on your credit score. This approach helps you quickly determine your buying power and assess whether now is the right time for you to buy.

Don’t let outdated beliefs hold you back from creating wealth through real estate. Talk to a local lender like myself to help advise you throughout the whole process. If you're ready to explore your options and take the next step toward homeownership in Kitsap County, contact me today. Together, we can make your dream of owning a home a reality!