Available Loan Programs

We offer several home financing options that can help you compete in any market!

CONVENTIONAL LOAN

A conventional home loan is a mortgage not insured or guaranteed by a government agency, typically requiring higher credit standards and a larger down payment compared to government-backed loans.

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FHA LOAN

An FHA home loan is a government-backed mortgage option that offers low down payment requirements and is accessible to borrowers with more lenient credit qualifications.

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DOWN PAYMENT ASSISTANCE PROGRAMS

A down payment assistance home loan provides financial support to help buyers afford the initial payment required for purchasing a property.

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JUMBO LOAN

A jumbo home loan is a type of mortgage designed to finance higher-priced properties that exceed the limits set by government-sponsored enterprises.

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REFINANCE

A refinance home loan involves replacing an existing mortgage with a new one, while a cash-out refinance home loan allows the borrower to take out additional funds by leveraging the home's equity.

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RENOVATION LOAN

A home renovation loan provides financing for property improvements and upgrades, allowing homeowners to enhance the value and functionality of their residence.

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REVERSE LOAN

A reverse mortgage, enables eligible homeowners to convert a portion of their home's equity into funds, often used as a source of income during retirement. Click learn more to explore all of the reverse mortgage options.

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USDA LOAN

A USDA home loan, backed by the United States Department of Agriculture, offers low-to-moderate income borrowers the opportunity to purchase homes in eligible rural and suburban areas with favorable terms.

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VA LOAN

Supported by the Department of Veterans Affairs, this choice is ideal for eligible service members, veterans, and surviving spouses seeking affordable home financing solutions.

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BUYDOWN LOAN

Looking for a lower rate? Check out the terms on our buydown loan which has the potential to lower your payment rates for the first, second, and third year of a loan.

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NON-QM LOAN

Non-QM, an abbreviation for Non-Qualified Mortgage, represents a category of loans tailored to individuals who do not meet the criteria set by conventional loan programs.

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ONE-TIME CLOSE CONSTRUCTION LOAN

A One-Time Close Construction loan is like getting two loans in one. It combines the money for building your home and the loan you'll use to pay for it into a single loan.

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INTEREST ONLY LOAN

An Interest-Only loan operates by affording borrowers the opportunity to make reduced monthly payments over a predetermined period.

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I CAN LOAN

This loan allows for the broad array of available terms (8-to-30 years), which gives borrowers more freedom and flexibility for selecting the ideal mortgage for their situation.

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Explore NAF Exclusive Programs

What it's like to work with #TeamJet

"Living 4 hrs away from Nicks office he made it seem like I was right down the street. I didn't have to wonder or ask questions, Nick stayed on top of my closing and was able to push it forward to get me in my house earlier than expected."

– Ryan

Brandon
“Nick was a pleasure to work with from the beginning to the end. I was able to reach Nick at all hours of the day and get questions answered as I had them. He is very knowledgable and never once was I in the dark about questions with my loan. I have used Nick twice now and would recommend him for any home loan.”

– Ron

FabuFit
“My wife and I used Nick with New American Funding when purchasing a new to us house and couldn't have asked for a better experience. Nick and his team answered all question in detail and made for a smooth and simple process.”

– Cody

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“Being out of state nick & his team made this refinance very easy & stress free. Thank you guys so much !!”

– Brandun
“Definitely recommend. Nick is very knowledgeable in VA loans. We bought our last two homes through Nick and just recently refinanced our home through him again.”

– Letisha

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“Nick was a absolutely fantastic person to work with. Always responding to even the smallest question in a timely manner. His attention to detail and caring about his customers is second to none. Far and above the best transaction I’ve had with any lender. I will definitely be sending anyone in need of a awesome mortgage guy to Nick.”

– Ian

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“Nick will always be my go to with all my mortgage needs. He’s prompt and knowledgeable. Nick continues to make the experiences easy and pushes for the best for his clients. It’s a complex loan but him and his team always make is simple and quick!”

– Cody

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“Our experience working with Nick was as hassle-free as one can imagine. He and his team of exceptional people really knew what they were doing and were always on the ball and ready to answer any questions we had. Our experience was rated “Great” but that is an understatement. Truly this was an experience that kept our busy lives simple and uncomplicated; a gift to us. Thank you Nick!”

– Amanda

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“There are many important things I expect from a lender but honesty is the most important. Nick is not only excellent at the service side of getting a loan but he is honest and easy to communicate with.”

– Sean

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Copyright ©2023 New American Funding, LLC. All Rights Reserved. NMLS#6606. New American Funding makes Customer Service our number one priority. We encourage you to call our Corporate Customer Service department at 800-450-2010 ext. 7100 between 8:00 am and 5:00 pm Pacific or email us anytime at customerservice@nafinc.com for any complaint resolution you may have regarding the origination of your loan. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext 7100 for assistance. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Corporate Contacts

800-450-2010

14511 Myford Road, Suite 100 Tustin, CA 92780

Call or Text 360-801-5870

Available Loan Programs

CONVENTIONAL LOAN

FHA LOAN

DOWN PAYMENT ASSISTANCE PROGRAMS

JUMBO LOAN

REFINANCE

RENOVATION LOAN

REVERSE LOAN

USDA LOAN

VA LOAN

BUYDOWN LOAN

NON-QM LOAN

ONE-TIME CLOSE CONSTRUCTION LOAN

INTEREST ONLY LOAN

I CAN LOAN

What it's like to work with #TeamJet

"Living 4 hrs away from Nicks office he made it seem like I was right down the street. I didn't have to wonder or ask questions, Nick stayed on top of my closing and was able to push it forward to get me in my house earlier than expected."

“My wife and I used Nick with New American Funding when purchasing a new to us house and couldn't have asked for a better experience. Nick and his team answered all question in detail and made for a smooth and simple process.”

“Being out of state nick & his team made this refinance very easy & stress free. Thank you guys so much !!”

“Definitely recommend. Nick is very knowledgeable in VA loans. We bought our last two homes through Nick and just recently refinanced our home through him again.”

“Nick will always be my go to with all my mortgage needs. He’s prompt and knowledgeable. Nick continues to make the experiences easy and pushes for the best for his clients. It’s a complex loan but him and his team always make is simple and quick!”

“There are many important things I expect from a lender but honesty is the most important. Nick is not only excellent at the service side of getting a loan but he is honest and easy to communicate with.”